第1个回答 2009-06-12
At present, China insurance industry has entered the insurance industry development, high-speed operation mode to diversified development. With the business development, most insurance companies are fully aware that information technology has not only belongs to the category of technical problems, but the ascension of the core competitiveness of insurance industry, is an important means of sustainable development of global. How information technology with insurance company in business, give full play to the advantages of computer and the brain, which is a problem is actively explore. 000 insurance market, especially in fierce competition, the insurance companies are also possible for main characteristics, improve FuWuPai. China telecom launch vehicle, remote damage business market demand to see after the insurance industry in the remote damage customized business.
2007 China's overall for 1997 property insurance, insurance premium billion yuan for 1398 billion yuan, accounting for approximately 70% of the proportion of the total premium property. But the insurance premium pays "high and low efficiency and high current situation of management," on the whole business of the healthy and sustainable development of the negative impact. With the social functions of vehicle rapid growth in China's private car quantities (2007 has reached 353.4bn million), motor vehicle insurance scale expanding business, automobile claims, how also gradually in vehicle insurance business, strengthen management, reduce the car, for both good through the business development speed and constantly improve their economic benefit, for insurance company has important significance.
第2个回答 2009-06-12
At present, trade, insurance of China, step into high-speed development period, insurance towards the development in pluralism too management mode of trade already. As the business is developed, most insurance companies fully realize information science and technology is not merely the question of the technological category, but the important means to promote insurance's key competitiveness, concern the overall situation of insurance's sustainable development. How to totally incorporate the information technology in every business of the insurance company, give full play to the advantages of the computer and human brain, is a question that is exploring in the trade actively. The dangerous market of the wealth especially car insurance are becoming fiercer in competition, every insurance company improves the exercises to benefit the internal organs as much as possible, strive for the leading special service card. The vehicle that China Telecom introduces decreases the business long-rangely definitely, the ones that customized developing to insurance trade decreased the business long-rangely definitely after just seeing market demand.
The wealth dangerous overall premium of our country will be about 199,700 million yuan in 2007, among them the premium of car insurance is about 139,800 million yuan, account for 70% of the dangerous total premium proportion of wealth. But car insurance management current situation of " high premium, high to compensate, poor benefit ", have a passive impact on healthily, sustainable development of the whole business. With the rapid growth (Chinese private car recoverable amount has already reached 35,340,000 at the end of 2007) of the social recoverable amount of motor vehicle of our country, motor vehicle scale of insurance develop constantly, car claims settlement too in increase progressively business, how to strengthen management and administration, reduces the loss ratio of the car insurance in the insurance business of vehicle, try to be keep good business development speed as well as improving one's own economic benefits constantly, have important meanings in producing the dangerous company.