Credit assets business is a major Chinese commercial bank assets of business, the use of funds, commercial banks, the main way to achieve profits, but also commercial banks to maintain good relations with the customers significant factor. Credit risk is the major risk China's commercial banks, commercial banks in our country the low level of credit risk management, credit risk measurement is still mainly qualitative, quantitative analysis of the lack of credit risk assessment, there are still large gaps than abroad, leading to our business Banks generally poor quality of credit assets, to a certain extent, an increase of non-performing assets of banks. This paper from the perspective of commercial banks, the use of monetary, financial and management knowledge to Hangzhou Glass AG, loans, for example, from the perspective of financial accounting analysis to establish financial targets and non-financial factors combined to analyze how to enhance business Bank credit risk control and management. Look forward to this cause the attention of commercial bank managers, the establishment and improvement help to control the commercial bank credit risk measures.
The main structure of this paper is divided into three parts: the first part of the credit risk of commercial banks through the management of theory, reveals the commercial importance of bank credit risk management and how to use quantitative analysis to commercial bank credit risk analysis. The second part of the loans in Hangzhou Glass AG, for example, shares in the company of Hangzhou glass non-financial factors, financial factors to analyze credit risk, credit risk management to provide sufficient and necessary quantitative basis. The third part of the shares of the company, mainly through the glass Hangzhou credit risk analysis gives us inspiration, by improving the commercial bank credit risk management proposals and measures.
终于打完了``这不加分太对不起人了``
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