支付宝会给予每一个支付宝用户20000元的免费额度，在额度之内是不需要手续费的，超出额度后，超出金额按照0.1%的标准来收取服务费，最低0.1元/笔。支付宝转账到银行卡的操作步骤为：
1、在支付宝功能服务栏中找到名为”转账“的选项，单击打开。
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2、在转账功能主页面中找到名为”转到银行卡“的功能栏，单击打开。
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3、在跳转的转到银行卡页面中输入相关的身份信息，然后点击下一步。
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https://iknow-pic.cdn.bcebos.com/71cf3bc79f3df8dc6042b900c311728b47102827"/>
4、确认信息无误后，即可输入支付宝的支付密码。
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https://iknow-pic.cdn.bcebos.com/b3119313b07eca8033620f769f2397dda144833f"/>
参考资料来源：/cshall.alipay.com/lab/help_detail.htm?help_id=212450&keyword=%D7%AA%D5%CB%CA%D6%D0%F8%B7%D1&sToken=s-829d321b811f43939a116937d6bbc6e6&from=search&flag=0"target="_blank"title="支付宝服务大厅—转账产品收费规则说明">支付宝服务大厅—转账产品收费规则说明